What is Zoned?

Zoned looks up your address and interprets the zoning information tied to that property. It combines what you would normally have to piece together from Ottawa mapping tools, zoning documents, and other online sources. Instead of spending hours researching, you get the key answers in seconds.

Setback Calculations Auto-calculated from Ottawa's 2026 zoning by-law.

Building Envelope Map See your exact buildable area on the map.

Live City of Ottawa Data Parcel lines, footprints, zoning, and heritage.

Instant Site Plan PDF Planning-ready for designer or contractor meetings and permit prep. Not a City submission package.

Contractor Connection Matched with a partner Ottawa contractor (licensed businesses onboarded by Zoned, not a City or government program).

Enter an address on the right to get your free zoning report.

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See what a property can become

Enter one address to reveal its zoning, unit potential, and buildable envelope. We will help you connect with the right local professionals, get clear guidance sooner, and move your project forward with confidence.

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Property Address *

Pick your address from the list, or press Enter

Full Name *

Phone Number *

Email Address *

Project Interest *

When do you want to build?

For planning purposes only. Not legal, architectural, engineering, or surveying advice.

SSL encrypted Privacy protected Results in about 15 seconds

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Max Height: —
Lot Coverage: —
Max Units: —
Total Buildable Area: —
Total Floor Area: —

See What Fits

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Units

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Revenue (Monthly)

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Revenue (Annual)

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Hard Cost

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Post-Build Value

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Post-Build Equity

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Equity Change vs Potential Value

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Stabilized NOI

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DSCR

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Capital Status

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Loan Feasibility

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Cash Required

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Quick Deal Snapshot

Stabilized NOI $0

Debt Service $0

DSCR 0.00x

Cash Required $0

Total Uses $0

Approved Net Proceeds $0

Constraint Driver —

Vacancy %

Management % of EGI

Repairs ($/unit/mo)

Taxes ($/yr)

Insurance ($/yr)

Utilities ($/yr)

Other Opex ($/yr)

Interest Rate %

Amortization (Years)

Takeout LTV %

Lender Min DSCR (x)

Valuation Method

Draw Timeline (Months)

Soft Costs % of Hard

Contingency % of Hard

Financing Fees % of Hard

Lease-up / Staging ($)

Permits + Design ($)

Metric	Formula	Output
Effective Gross Income (Annual)	Gross rent × (1 − vacancy)	$0
Operating Expenses (Annual)	Mgmt + repairs + taxes + insurance + utilities + admin	$0
Stabilized NOI (Annual)	EGI − operating expenses	$0
Debt Service (Annual)	Amortized payment on approved takeout mortgage	$0
DSCR	NOI / debt service	0.00x
Lender Min DSCR	Minimum coverage required for takeout approval	1.20x
Break-even Occupancy	Occupancy needed to cover opex + debt	0%
Income Value	NOI / cap rate	$0
Scenario Baseline Value	Conversion scenario baseline assumption	$0
Post-Build Value Method	Conservative blend	$0
Model Checks	Built-in regression checks	Pending
Address Stability Matrix	Small, constrained, medium, permissive archetypes	Pending

Sources & Uses	Amount	Notes
Land Acquisition	$0	Purchase price + LTT + legal ($5K)
Total Uses	$0	Hard + soft + contingency + fees + carry + lease-up + permits/design
Existing Mortgage Payoff	$0	Debt retired from approved takeout proceeds
Starting Capital	$0	Cash/equity you can put into the project
Requested Mortgage	$0	Target mortgage amount you want to carry
Approved Mortgage	$0	Capped by requested amount, LTV, and DSCR constraints
Mortgage Request Gap	$0	Amount requested above modeled approval
Net Mortgage Proceeds Available	$0	Approved mortgage minus existing mortgage payoff
Total Funding Available	$0	Starting capital plus net mortgage proceeds
Cash Required	$0	Additional cash needed after starting capital + mortgage proceeds
Funding Surplus	$0	Extra capital left after fully funding total uses
Profit (Value − Cost)	$0	Post-build value minus total uses
Development Margin	0%	Profit / post-build value
Yield on Cost	0%	NOI / total uses
Capital Status	—	Project fully funded vs funding gap
Loan Feasibility	—	Constraint driver pending

Sensitivity Grid (Rent × Build Cost)

Build \\ Rent	Low Rent	Base Rent	High Rent
Low Cost	—	—	—
Base Cost	—	—	—
High Cost	—	—	—

Base DSCR 0.00x

Rate +1.0% 0.00x

Vacancy +2.0% 0.00x

$200k in increased equity on your property.
A multifamily income-generating asset.
Potentially "free" conversion carry if 2 units cover the extra mortgage payment.
Potential path with low upfront cash if lender terms support the draw structure.
Flexible use: family housing, rental income, or both.

Calculator output is driven by your lot geometry and assumptions; confirm rents, costs, lender terms, and valuation with your broker, appraiser, and GC before committing capital.

Generating your report...

Zoned can make mistakes. Check important info.

Planning estimates only. Setbacks, envelope, zoning rules, fit assessments, and cost figures may be inaccurate. Verify with your city and licensed professionals before building. Not legal, architectural, engineering, or surveying advice.